Workers’ compensation laws exist to compensate employees in the event that they are unable to work as a result of a work-related accident or illness. Benefits are paid whether the employee was at fault or not. As an Chicago, Illinois employee you are protected by law against harassment, discrimination or termination resulting because you filed a workers’ compensation claim.
In some cases, employers pay some of the required benefits with no dispute, upon being made aware of the accident or illness. Unfortunately, the process is not always so smooth, and obtaining proper compensation requires aggressive legal action. When looking for the best workers' compensation attorney Chicago has to offer, know that here at Meyers & Flowers we have obtained millions of dollars benefits for our clients over the years. With our team acting on their behalf, our clients are spared the frustration of dealing with bureaucratic stall tactics that can add years to payment of a claim, delay in medical treatment, or worse yet, result in a permanent denial.
Benefits Denied or Reduced?
At Meyers & Flowers, we have a focused team of attorneys, medical consultants and legal assistants with years of experience in handling Chicago Workers’ Compensation claims and denials. In the vast majority of cases, a dispute will be heard within the Illinois Workers’ Compensation Commission (IWCC).
We understand these denied cases can drag on for years with no resolution unless focused and vigorous action is taken to obtain compensation.
Employer and Employee Responsibility
It is the injured or ill employee’s responsibility to report a work accident within 45 days of occurrence, and to report a job related illness as soon as evidence of illness appears. Once notified, the employer is required by law to provide medical care as needed and to notify their insurance carrier of the incident.
If the employee will be unable to work for more than 3 days, the employer must begin weekly payments, provide a written request for additional information before payment will be made, or explain why the claim is being denied.
What does Workers’ Compensation Cover?
Under the Illinois Workers’ Compensation and Occupational Diseases Acts, benefits are provided for:
- Medical care necessary to cure an illness or repair an injury. This includes emergency medical treatment, surgery, pharmaceuticals, prosthetics, alteration of living space, chiropractic and other related rehabilitative services.
- Temporary total disability (TTD) benefits while unable to work.
- Temporary partial disability (TPD) benefits while the employee recovers but is able to work light duty for less pay.
- Permanent partial disability (PPD) for employees with some permanent disability but who can still work.
- Permanent total disability (PTD) for employees completely unable to work
- Vocational rehabilitation.
- Death benefits for surviving family members.
Who is responsible for paying medical costs?
Medical costs are required to be paid by the employer.
Compensation for Public Employees
Chicago Public employees are covered under the Workers’ Compensation Act and the Public Employees Disability Act. Additionally there are benefits available under the Illinois Pension Code. There is a complex relationship between these agencies and to get maximum benefits, this relationship must be fully understood.
Firefighters, police officers, paramedics and certain other public employees can also obtain compensation from a third party. For example, if a paramedic is injured by an unrestrained dog, compensation could be paid from workers’ compensation and a lawsuit could be filed against the owner’s insurance.
Your Best Chance at Obtaining Benefits
If you have been injured on the job, or have become ill due to exposure to hazards related to your work, obtaining benefits to help you through this crisis should be a simple matter, however, this is really the case. When these benefits are challenged by your employer, you need an aggressive focused Chicago attorney who will cut through the administrative process and get your benefits flowing so you can recover from your injury or illness and get back to work.
It can be difficult to work through this process as it is complex with many potential pitfalls. For example, accepting a settlement usually closes a case forever. This could substantially reduce or eliminate your benefits if you later find a related condition to your injury or illness.
Your best chance at securing all of the benefits you are entitled to, is to retain a top Chicago workers' compensation attorney. Call us for an initial no charge consultation to discuss your case. We collect no fees until we win your case.