When you are injured in an accident caused by another party, you should be able to collect compensation for your damages. However, insurance companies rarely make it easy for you to secure the compensation you deserve. Instead, they will try to deny and devalue your claim so they can pay you as little as possible.
You need the assistance of an experienced Illinois personal injury attorney to protect your rights and help you secure the full compensation you deserve. At Meyers & Flowers Trial Attorneys, our personal injury lawyers in Chicago have the experience, skills, and resources to prove your case and help you secure maximum compensation.
Call (630) 394-5189 or complete the short form on our contact page to schedule a free consultation to discuss your claim.
Actions to Take When the Insurance Company Denies Liability
If an insurance company denies liability, do not lose hope. Insurance companies work diligently to deny and devalue claims, thereby increasing their profits.
The first step to take when an insurance company denies your claim is to contact an experienced Illinois personal injury attorney with a proven record of securing maximum compensation for injury victims.
Once you have retained a skilled personal injury attorney, take their advice and comply with their requests for information.
Do not provide a recorded statement to the insurance company. Once you have retained an attorney, they can handle all communications with the insurance company and will help you prepare a statement if necessary.
Gather all available evidence, including police and accident reports, bills, invoices, estimates for repairs to your vehicle or other property, and contact information for involved parties and witnesses.
Stay off social media and ask your family and friends to refrain from posting photos or comments about you while your claim is pending. Insurance companies often search social media accounts to find evidence they can use to deny your claim.
How Do You Prove Liability?
Liability depends on the cause of your accident. Most liability claims are based on negligence. To prove negligence, you must establish the existence of four elements:
- The defendant owed you a duty of care.
- The defendant breached their duty of care to you.
- The defendant’s breach of duty was the cause of your accident and injuries.
- You suffered actual damages due to the defendant’s breach of duty.
These elements can be challenging to prove. At Meyers & Flowers Trial Attorneys, we carefully investigate your accident to help identify all possible causes and potentially liable parties. We work diligently to uncover evidence to build your strongest case and prove each element of negligence.
Who May Be Liable In a Personal Injury Claim?
Numerous parties could be liable in a personal injury claim, depending on the cause of the accident. For example, in a motor vehicle accident personal injury claim, potentially liable parties include:
- A driver of an involved vehicle.
- The owner of an involved vehicle.
- An employer of the driver of an involved vehicle, if the driver was on the job at the time of the accident.
- A government entity responsible for dangerously designed or negligently maintained roads.
- The manufacturer of a vehicle or equipment that failed during operation.
- A negligent maintenance or repair entity.
Our attorneys leave no stone unturned when investigating your accident, so we can prove causation and liability and help you secure the compensation you are entitled to.
Contact an Experienced Illinois Personal Injury Attorney Today
When an insurance company denies liability, you need the help of an experienced Illinois personal injury attorney. The lawyers at Meyers & Flowers Trial Attorneys can protect your rights, hold insurance companies responsible, and help you collect the full compensation you are entitled to.
Call (630) 394-5189 or complete the short form on our contact page to schedule a free consultation.