Despite it being against Illinois law, many drivers operate their vehicles while uninsured and underinsured every day in Chicago. If you get into a motor vehicle accident with one of these drivers, it can be difficult to recover the financial compensation you need for your medical bills and property repairs. In this situation, you may need assistance from a Chicago car accident attorney at Meyers & Flowers. Contact us today for legal guidance and support.
Why Hire Our Law Firm?
- We have a long track record of success, with billions of dollars won in settlements and verdicts for our clients. We are highly experienced in Chicago car accident law.
- Our uninsured/underinsured car accident attorneys have years of experience going up against insurance companies and achieving full and fair settlements for challenging cases.
- We accept uninsured/underinsured claims in Chicago on a contingency fee basis, meaning you won’t pay us anything unless we secure compensation for your case.
When to Contact a Car Accident Attorney in Chicago
An uninsured or underinsured motorist claim in Chicago can be difficult to manage since the at-fault driver may not have enough coverage to fully compensate you for your bills and losses. A skilled personal injury attorney in Chicago can protect your rights and help you maximize your compensation with proven legal strategies – all while giving you the mental peace to focus on healing from your crash-related injuries.
A Chicago uninsured/underinsured driver attorney will review your insurance options and assess your damages to accurately determine the value of your claim. Then, your Chicago accident lawyer will handle insurance companies on your behalf to negotiate a fair outcome based on the coverage available. Your lawyer can hire experts and gather evidence to support your claim. If necessary, your lawyer can file a lawsuit in Chicago to fight for maximum compensation.
How to Seek Compensation for an Uninsured/Underinsured Motorist Accident in Chicago
During a typical car accident case in Illinois, the driver or party at fault is responsible for paying for a victim’s losses. This is known as a fault-based insurance system. If the driver at fault for the accident does not have any insurance or not enough to cover your losses, you may still be able to receive compensation through your own insurance policy or by filing a legal claim.
Start by contacting your own insurance carrier after the accident. Report the crash and ask if you have uninsured motorist or underinsured motorist coverage, also known as UM/UIM insurance. If so, your own insurance company will pay for your losses up to the limits of your policy. Other types of first-party insurance, such as collision and medical payment coverage, may also provide compensation.
Another option is to file a personal injury lawsuit against the at-fault driver or a third party. If the uninsured/underinsured motorist has the means to pay out of pocket, a lawsuit could be the right choice. If not, an attorney can search for a third party to hold financially responsible or liable, such as the government for a road defect or a vehicle manufacturer for a defective car part.
Contact Meyers & Flowers for a Free Consultation About Your Uninsured/Underinsured Claim
Receiving the compensation you need to pay for your medical care and move forward from a crash involving an underinsured or uninsured driver may take help from a knowledgeable attorney in Chicago. Meyers & Flowers is a trusted source of high-quality legal representation for all types of car accident cases, including uninsured and underinsured motorist claims. Our attorneys can help you seek justice and fair compensation through all available legal remedies by providing personalized services. Start with a free case evaluation at our local law office in Chicago. Call us at (630) 232-6333 or contact us online anytime.